Map of Jilotepec de Abasolo

Map of Jilotepec de Abasolo on The first was the co-insurance rate (the fraction of the total health-care bill paid by the insured), which was set at 0 percent (free care), 25 percent, 50 percent, or 95 percent. The second dimension was the maximum out-of-pocket expenditure per year (after which the insurance plan covered 100 percent of charges), which was set at 5 percent, 10 percent, or 15 percent of family income, up to a maximum of $1,000. Some participants were randomized into HMOs that had zero cost-sharing. Seventy percent of the participants were enrolled for three years and the remainder for five years. The results of the HIE indicate that cost-sharing matters; the more families had to pay out-of-pocket, the fewer services they used. This was true even for services one might consider necessities, such as hospital admissions. An exception, however, was hospital admissions for children: these were not sensitive to out-of-pocket cost. Map of Jilotepec de Abasolo 2016.

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